Dealing With Car Accident Insurance

by Nasrul Hanis

in Guides

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Sometimes your day is not lucky enough and one day you might have to deal with car accident. Involving in car accident will give you a hard day and you have no other choice but to deal with it.

Once you are involved in an accident and if you have got made a claim with the negligent driver’s insurance company for damage to your vehicle, bodily injury, or each, at some purpose and once you are prepared with all the required documents – you can start to negotiate for a settlement of your claim.

The adjuster will be the one to do the first move and provide you with settlement options. If you have an exact opinion on the value of your claim, write a requirement letter with the figure you think your claim is worth. In normal cases the adjusters have a settlement range and can typically begin at very cheap figure. Their job is to settle the claim for the smallest amount possible quantity of money.

Here are some ways to bring your claim closer to settlement:

  • Seek advice from an automobile accident lawyer to determine if the settlement quantity that you got in mind is rational primarily based on the facts and documentation.
  • If you would like to continue negotiating on your own without an attorney, write a letter to the insurance company to support the value that you have got placed on your claim. You have to include any additional documentation and/or info not previously provided.
  • Request different dispute resolution for your claim.

If your automotive accident attorney reaches an impasse and comes to the conclusion that your claim has bigger worth than the one determined by the insurance company, you can do it after you file a lawsuit against the negligent driver to let the court decide.

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{ 1 comment… read it below or add one }

Just South African Directory September 4, 2011 at 7:13 pm

Thanks for the tips. :~)

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